Everywhere I look these days, health issues are in the news. The current French system is that the government pays 70% of a patient's costs, the remaining 30% paid by the individual. French working people contribute via their pay towards this 30%, but some hardy, optimistic expats hope they'll never get ill. The remaining worriers (like me) take up top-up insurance. There are a few problems with this. Some new early-retiree expats with a residual medical history are discovering that private insurance companies are refusing them cover to bridge the gap until they reach full retirement age.
But I've now discovered that we British expats shouldn't be paying this 30% at all (however it's funded)! I think there's a big con going on. It seems that the UK pays France c.100% for each of its pensioners who've paid N.I. contributions all their lives, but then individuals pay the French government this 30% anyway. So France wins hands-down!!
As it's a large part of our monthly outgoings here, I've written to my British MP, Lynne Jones - who may listen in this run-up to the election. In any case, let's hope that, if the Conservatives get in as predicted, the only big con in the future is David Cameron. And Him indoors? He says all parties are short-sighted anyway, like him. Yesterday he said, you'll never guess who I bumped into? Everyone.